For more than 30 years, there have been episodic, gloomy reports about the fate of social security. And politicians have broached this “third rail” of the American political landscape with great trepidation. Recent reports are sounding the alarms again, with Social Security trustees saying that, by 2023, 30% of Americans will be receiving benefits, and the fund will run dry. The prospects could be dire: Payments could drop by 23% and will continue to decrease.